Brown & Brown, Inc.

Brown & Brown, Inc. is a leading insurance provider that markets and sells insurance products and services in the US, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, and consultancy. It also provides loss control survey, analysis, and claims processing services to commercial, public and quasi-public entities, professional, and individual customers.

The National Programs segment offers professional liability and related package insurance products to dentists, lawyers, eyecare professionals, insurers, and finance and real estate title professionals. It also provides supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment offers outsourced product development, marketing, underwriting, actuarial, compliance, and claims and other administrative services to insurance carrier partners, along with commercial and public entity-related programs, and flood insurance products.

The Wholesale Brokerage segment provides excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers’ compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services.

Brown & Brown, Inc. was founded in 1939 by two brothers from Daytona Beach, Florida; J. Edmund Brown and Charles F. Brown. Since its inception, the company has grown significantly and now operates more than 200 locations in 33 states and the District of Columbia. The company provides insurance products and services to a broad range of customers and public entities through independent agents and brokers. In addition, Brown & Brown provides a variety of services that are designed to increase its customers’ efficiency, improve bottom-line results, and provide innovative solutions. The company’s services include human resources, program and product development, loss control and safety, claims adjusting and management, and employee benefits.